Money that moves at your speed
Open a business account in minutes. Spend, send and get paid from one calm, powerful dashboard.
Openpay is a technology company, not a bank. Accounts, cards and payment services are provided through Whop and its partners. Openpay is not FDIC-insured.
Everything you do with money.
All in one place.
Hold dollars and more in one place, watch every balance move in real time, and convert between holdings in a couple of taps.
Explore in the demoIssue virtual cards for every vendor or teammate in seconds once you're verified. Set limits, freeze a card instantly, and top it up from your balance.
Explore in the demoSend polished invoices, share a payment link anywhere, and track what’s paid, pending and overdue from one list.
Explore in the demoSee money in and out by day, week or year, filter every transaction, and export clean activity for your accountant.
Explore in the demo
Money admin used to be a chore. Now it runs itself.
Create cards in a couple of clicks
Virtual cards for every subscription, vendor or teammate — each with its own limit.
Watch payments settle themselves
Send and receive money in seconds and see every movement land in your activity feed.
Get paid without a patchwork of tools
Invoices and payment links that customers can pay by card from anywhere.
Know exactly where you stand
Live reports on money in and out, with activity you can filter and export anytime.
Protection that doesn’t get in your way.
Verified from day one
Identity and business verification is built in, so every account starts on solid ground.
Controls at your fingertips
Set a spending limit on every card, and freeze any card the moment you need to.
Nothing moves without you knowing
Real-time activity for every payment and transfer.
Every fee we earn buys back $OPN.
$OPN is the Openpay token, launched on pump.fun on Solana. 100% of the fees Openpay earns are directed to buying back $OPN on the open market.
YXgMEQHLKTwb3NSsDdYjZVP2iFewUfR2t8hphyY5opnHow the buyback works $OPN is a crypto token on Solana. It is not equity, a deposit or a claim on Openpay, and its price can go to zero. Buybacks are made from fees Openpay actually earns. Not available inside the Openpay app. Not financial advice.
Open your account in minutes.
No queues, no paperwork, no waiting. Just money management that finally feels modern.